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Medicare Rebates for Mental Health — Without a GP Referral

Lindsay Moncrieff
Lindsay Moncrieff, NP
Master of Mental Health Nursing (Nurse Practitioner)
AHPRA 0001675831
11 June 2025 6 min read LinkedIn

Here's the short version, because it's the part most people don't know: you do not need a Mental Health Care Plan to see a Mental Health Nurse Practitioner, and you do not need a GP referral. You can pick up the phone yourself, and Medicare rebates still apply.

If you've been putting off getting support because the first step seemed to involve booking a GP appointment to ask permission for another appointment — you can skip that. Here's how the funding actually works.

The system, in plain English

Most people have heard of the Better Access initiative. It's the Australian Government scheme that lets you claim a Medicare rebate on a set number of sessions each calendar year with a psychologist, social worker or occupational therapist — but only after a GP writes you a Mental Health Treatment Plan, sometimes called a Mental Health Care Plan.

That's a good scheme. It's also where the confusion starts, because people reasonably assume the same gate applies to every mental health clinician. It doesn't.

Nurse Practitioners work under different Medicare item numbers. As endorsed advanced-practice clinicians, we can assess, diagnose, provide therapy, order investigations and prescribe — and our consultations attract a Medicare rebate directly, without a treatment plan and without a referral from anyone.

What that means for you, practically

Three things change once you know this:

  • You can start today. No GP appointment first, no waiting for a plan to be written
  • There is no annual cap on sessions the way there is under a Mental Health Treatment Plan — care is guided by clinical need, not by a counter
  • You can see us alongside a psychologist or psychiatrist. It isn't either/or, and it doesn't use up your Better Access sessions

If you already have a Mental Health Treatment Plan and a psychologist you like, keep both. We're often the piece that sits alongside them — particularly where medication review or prescribing is part of the picture.

What you'll actually pay

Two numbers matter: the fee, and the rebate. You pay the fee at the appointment, Medicare pays the rebate back to you (usually into your bank account within a day or two), and the difference is the gap — what the care actually costs you.

We publish our full fee schedule rather than making you ask, because deciding whether you can afford help shouldn't require a phone call. You'll find current fees, rebate amounts and the downloadable schedule on our fees and rebates page.

Rebate amounts are set by the Australian Government and are indexed periodically, so always check the current figures — we review that page whenever the schedule changes, and Services Australia publishes the definitive amounts on the Medicare Benefits Schedule.

One important caveat we'd rather say plainly than bury: a Medicare rebate is not the same thing as bulk billing. Rebates reduce the cost. They don't usually eliminate it. Where we can bulk bill — some medication reviews for existing clients, for instance — we do.

NDIS, DVA and other funding

Medicare isn't the only pathway.

If you're an NDIS participant with self-managed or plan-managed funding, our services can be claimed under the relevant support items. Veterans and eligible DVA cardholders can be seen with direct billing to DVA, meaning no out-of-pocket cost to you. If you're not sure which applies, ask — sorting this out is our job, not yours.

Details for all three sit on the fees and rebates page, and the FAQ answers the questions people most often ring up about.

Do I still need my GP?

You don't need them to get in the door. But we'd usually like them in the loop, with your permission.

Good mental health care is rarely delivered by one person alone. Where you're happy for us to, we write to your GP so that your physical and mental health care aren't running on separate tracks. That matters especially where medication, sleep, thyroid function, iron studies or chronic illness are part of the story.

The Victorian Government describes this same structure — most people reaching mental health care through primary care rather than specialist services — in its overview of Victoria's mental health services. We are one of those primary care doors, and a fairly direct one.

For GPs and other referrers

Referrals from medical practitioners are always welcome, and they help — clinical context makes the first appointment better. But no referral is required for a patient to be seen or for a rebate to apply.

Practitioners can find referral pathways, item numbers and our contact details on the medical practitioners page.

Where to start

If cost has been the reason you've delayed, look at the numbers first — they may be smaller than you're bracing for, and we'd rather you knew than kept waiting.

You can refer yourself by phone or email, see the full fee schedule, or read more about how Nurse Practitioner care works. Appointments are available at our Gisborne and Woodend clinics, a short drive from Sunbury, or by Telehealth anywhere in Australia.

When you're ready, feel free to get in touch.

Lindsay Moncrieff
About the author

Lindsay Moncrieff, NP

Mental Health Nurse Practitioner

Master of Mental Health Nursing (Nurse Practitioner)

Lindsay is a Mental Health Nurse Practitioner with over 15 years' experience supporting teens and adults. She practises from Gisborne and Woodend, and via Telehealth.

Registered with the Australian Health Practitioner Regulation Agency (AHPRA) registration no. 0001675831.

Need urgent support? Health in Mind does not provide crisis care. In an emergency call 000, or Lifeline 13 11 14, available 24/7.

You don't have to navigate this alone

Reach out today — self-referrals are welcome and Medicare rebates apply. We'll help you find a time that suits.